Run the numbers before you make an offer. All figures use current 2026 SARS transfer duty brackets and are estimates only — confirm exact costs with your conveyancing attorney and bank.
Estimate your monthly bond repayment based on purchase price, deposit, interest rate and loan term.
Estimate only. Default rate reflects the current prime lending rate (repo + 3.5%) as a guideline; your bank may quote prime plus or minus a margin based on your risk profile.
Estimate SARS transfer duty plus the attorney, VAT and Deeds Office costs typically payable on transfer.
Transfer duty uses SARS 2026/2027 brackets. Conveyancing fees are negotiable and shown as an indicative guideline only.
Estimate the attorney, VAT, Deeds Office and bank fees payable to register your home loan.
Bank initiation fee shown at the NCA-regulated maximum guideline. Actual fees vary by lender.
A quick indication of borrowing capacity based on income, existing obligations, interest rate and term.
Based on a common guideline of up to 30% of gross income toward debt obligations. Your bank's affordability assessment will consider your full credit profile.
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This website provides general information only and does not constitute legal or financial advice. Property calculators are estimates for illustrative purposes and should be confirmed with your conveyancing attorney and bank before relying on them for a transaction.
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